Liability Insurance

Liability Insurance

Employers’ liability insurance is required by law in the United Kingdom for most companies with employees. It safeguards you from the costs of workers’ compensation claims in the event of an employee injury or illness at work. Businesses who do not have the proper employers’ liability insurance may face fines if they are required by law.

As an employer, you are responsible for your workers’ health and safety while they are at work. You could be held accountable if an employee is injured or becomes ill while working for your company.

You may require liability insurance in a variety of situations. It could be anything as easy as slipping on a wet floor and sustaining an injury, or an employee developing an illness as a result of circumstances you were not aware of.

Of course, you do everything necessary to avoid accidents. However, if they do occur, an employers’ liability coverage can help your company stay on track by covering the legal and compensation costs associated with a claim.

Cover can be arranged on a bespoke basis to cover employers’ liability, Public and Product Liability to protect your business for:

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Employment liability

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Product liability

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Working abroad including USA and Canada plus European risks

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Public liability

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High limits of indemnity

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Tradesmen

Get in touch for a quote today!